The Kennedy Half Dollar Worth $21 Million: Could This Rare Coin Be In Your Pocket?

A Treasure in Your Change

Imagine finding a coin in your pocket worth millions! The Kennedy Half Dollar, first minted in 1964 to honor President John F. Kennedy after his assassination, has some rare versions that could make you rich. While most of these 50-cent coins are worth just their face value, certain ones with unique errors or special finishes have sold for jaw-dropping prices, some even rumored to hit $21 million. Coin collectors are buzzing about these hidden gems, so next time you get a half dollar, check it closely, it might be a fortune!

The 1964 SMS: A Million-Dollar Mystery

The 1964 Special Mint Set (SMS) Kennedy Half Dollar is one of the rarest coins out there. Only about 12 to 50 are known to exist, with a unique satin-like finish and super sharp details. Experts believe these were test strikes never meant for circulation, possibly made for Mint officials. One graded SP68 sold for $156,000 in 2019, but some claim unverified examples could be worth millions, with rumors of a $21 million coin floating around. Check for a smooth, almost glossy look with no mint mark, as these were struck in Philadelphia.

CoinFeatureEstimated Value
1964 SMSSatin Finish$156,000-$21M?

The 1964 Accented Hair Proof

Another valuable Kennedy Half Dollar is the 1964 Proof with the Accented Hair variety. Early strikes had extra hair details above Kennedy’s ear, but the design was changed after about 100,000 coins. These proofs, especially in cameo or deep cameo, are super rare. A deep cameo graded PF68 sold for $19,975, and one graded PF70 fetched $46,800 in 2024. Look for thick hair lines above the ear and a slightly off “I” in LIBERTY. If you find one in great shape, it could be worth thousands.

CoinFeatureEstimated Value
1964 Accented HairDeep Cameo PF68$19,975-$46,800

Other Rare Errors to Spot

Minting errors can also make Kennedy Half Dollars valuable. For example, a 1964 coin struck on a silver planchet meant for another denomination or with a doubled die (where the design appears doubled) can fetch big money. A 1972-D coin missing the designer’s “FG” initials sold for $2,485 in uncirculated condition. Off-center strikes or coins with odd weights, like a 1977 half dollar on a silver-clad planchet weighing 11.5 grams, could be worth $6,900 or more. Check your coins for unusual designs or weights.

Why These Coins Are So Special

The Kennedy Half Dollar, designed by Gilroy Roberts and Frank Gasparro, was a hit in 1964 because of its 90% silver content and emotional tie to JFK. Millions were hoarded, driving them out of circulation. By 1965, the silver dropped to 40%, and by 1971, most were copper-nickel. The 1964 coins, especially with errors or special finishes, are prized for their history and rarity. Even today, half dollars don’t circulate much, so finding one in change is a rare chance to spot a treasure.

Start Your Coin Hunt Now

Coin collecting is a thrilling way to find hidden wealth. Check old jars, bank rolls, or even casino change for Kennedy Half Dollars, especially from 1964. Look for no mint mark (Philadelphia), odd finishes, or design flaws. If you find something promising, get it graded by PCGS or NGC to confirm its value. While a $21 million coin is a long shot, even lesser finds like a 1964 SMS or Accented Hair could bring thousands. Keep your eyes open, your next handful of change could hold a piece of history worth a fortune!

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