Do Not Spend This 2020 Dime: It Could Be Worth Thousands

The 2020 Roosevelt dime might seem like just another 10-cent coin, but some of these modern dimes are worth much more than their face value. Minted in large numbers by the U.S. Mint, certain rare errors and varieties from 2020 have caught the eye of coin collectors. With some fetching hundreds or even thousands of dollars, you should check your change before spending it. Here’s why some 2020 dimes are hidden treasures.

A Common Coin with Rare Finds

In 2020, the U.S. Mint produced over 2 billion Roosevelt dimes in Philadelphia and Denver, making them very common. These coins feature Franklin D. Roosevelt on the front and a torch, olive branch, and oak branch on the back. Most are worth only 10 cents, but specific errors or high-grade examples can be valuable. Collectors love these coins for their modern rarity and the thrill of finding something special in everyday change.

The 2020-W Dime: A Special Release

One of the most valuable 2020 dimes is the 2020-W, minted at West Point. These were included in special Mint sets to celebrate the 75th anniversary of World War II’s end, with a “V75” privy mark on the front. Only 75,000 were made, and they were not released into circulation, making them rare. A 2020-W dime in perfect condition sold for $1,200 in 2023. Look for the “W” mint mark and “V75” near Roosevelt’s portrait to spot this gem.

Error Coins That Pay Off

Some 2020 dimes have minting errors that boost their value. A common error is the doubled die, where the date, words, or Roosevelt’s image appear doubled due to a minting mistake. These are rare but can be seen with a magnifying glass. A 2020 doubled die dime sold for $900 in 2024. Another error is the off-center strike, where the design is misaligned, leaving part of the coin blank. These can fetch $50 to $300, depending on the error’s severity.

Why Condition Is Key

The value of a 2020 dime depends a lot on its condition. Coins are graded on a scale from 1 to 70, with higher grades meaning no wear and sharp details. A circulated 2020 dime is usually worth face value, but an uncirculated one, especially graded MS68 or higher by PCGS or NGC, can sell for $100 or more. Handle coins carefully to avoid scratches, and consider professional grading to confirm authenticity and maximize value.

How to Find a Valuable 2020 Dime

Check your dimes for these features: a “W” mint mark or “V75” for the West Point coins, doubling on the front, or an off-center design. Use a magnifying glass to inspect details, and compare your coin to images from trusted sources like PCGS or NGC. If you think you have a rare dime, don’t clean it, as cleaning can lower its value. Take it to a coin dealer or grading service for an expert opinion.